Risk Scores · explainable scoring

The only risk score
that shows its working.

Twelve factors. Every weight published. Every score replayable to any historical date. When a credit committee asks “what did we know on the day we approved this loan?” - you can answer.

risk_scores / IMO 938504212 factors · sourced
Composite risk score
MV Orion Pacific · replayable to 2018-01-01
58
● Medium · 34–66
01Sanctions exposure18%
02Ownership opacity14%
03PSC history12%
04CII / emissions10%
05AIS behaviour9%
06Flag jurisdiction8%
+ 6 more · weights = 100%
Replay to any date since 2018-01-01View methodology →
// 14 data domains

The twelve factors.

Each factor independently weighted, transparently sourced, and individually inspectable. Weights total 100%. No hidden composite, no opaque blend.

01

Identity

IMO, name, type, DWT, GT, build year, flag history.

02

Ownership

Registered owner, ISM manager, beneficial chain up to 7 layers.

03

Sanctions

24 lists across 22 jurisdictions. Named entity + ownership chain.

04

PSC history

Detentions, deficiencies and inspections from Paris MOU, Tokyo MOU, USCG.

05

Casualty record

Total losses, serious casualties, less serious incidents - by year.

06

CII / ESG

Annual CII rating, trajectory to 2030, EU ETS exposure.

07

Class status

Class society, surveys due, last special survey, condition rating.

08

AIS behaviour

Gap analysis, STS events, spoofing detection, dark-fleet signals.

09

Risk Score

12-factor sub-score breakdown with weights and history.

10

Entity Rating

AAA–D rating with the named owner's full record.

11

Adverse media

Curated maritime adverse-media corpus, deduplicated and matched.

12

Certificates

Statutory, P&I and class certificates - status and expiry.

13

Position & ports

Last 12 months of port calls, current position and ETA.

14

AI summary

Plain-English narrative explaining the score and the flags.

// pricing

Risk Scores are included in every plan.

Every Vessel Screen includes the 12-factor risk score. Replay is included on every paid tier. No separate “risk module” to upsell.

Most popular
02 · Fathom Pro

Pro

£599/seat / month
15 Vessel Screens / seat, pooled across the team
5 Company Reports / seat, with AAA–D Entity Ratings
Additional screens £80 each - drops to £60 on Scale
£30 / seat API spend for direct integration

Score a vessel.
Or every vessel in your book.

Free tier includes one Vessel Screen - and the full 12-factor score - per month. No card required.

Risk Scores - TrueFathom